[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.plstav.cz\/co-vse-je-zahrnuto-v-pojisteni-odpovednosti-za-skodu\/#Article","mainEntityOfPage":"https:\/\/www.plstav.cz\/co-vse-je-zahrnuto-v-pojisteni-odpovednosti-za-skodu\/","headline":"Co v\u0161e je zahrnuto v poji\u0161t\u011bn\u00ed odpov\u011bdnosti za \u0161kodu","name":"Co v\u0161e je zahrnuto v poji\u0161t\u011bn\u00ed odpov\u011bdnosti za \u0161kodu","description":"Dnes v televizi v\u00edd\u00e1me reklamy mimo jin\u00e9 i na nejr\u016fzn\u011bj\u0161\u00ed typy poji\u0161t\u011bn\u00ed. Nej\u010dast\u011bji se jedn\u00e1 o povinn\u00e9 ru\u010den\u00ed, to je v\u0161ak d\u00e1no t\u00edm, \u017ee je, … ","datePublished":"2021-09-08","dateModified":"2023-06-09","author":{"@type":"Person","@id":"https:\/\/www.plstav.cz\/author\/#Person","name":"","url":"https:\/\/www.plstav.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/664d9cd24f58d4d0b526991e1fec4656a216f6db124bbd66c69ade0e846d4f16?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/664d9cd24f58d4d0b526991e1fec4656a216f6db124bbd66c69ade0e846d4f16?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"plstav.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.plstav.cz\/wp-content\/uploads\/pojisteni1.jpg","url":"https:\/\/www.plstav.cz\/wp-content\/uploads\/pojisteni1.jpg","height":0,"width":0},"url":"https:\/\/www.plstav.cz\/co-vse-je-zahrnuto-v-pojisteni-odpovednosti-za-skodu\/","about":["Internet"],"wordCount":449,"articleBody":"    Dnes v televizi v\u00edd\u00e1me reklamy mimo jin\u00e9 i na nejr\u016fzn\u011bj\u0161\u00ed typy poji\u0161t\u011bn\u00ed. Nej\u010dast\u011bji se jedn\u00e1 o povinn\u00e9 ru\u010den\u00ed, to je v\u0161ak d\u00e1no t\u00edm, \u017ee je, jak ji\u017e n\u00e1zev nazna\u010duje, povinn\u00e9. Je tedy jasn\u00e9, \u017ee zde je nejv\u00edce z\u00e1kazn\u00edk\u016f. Ti si mohou vybrat, u koho si sv\u016fj v\u016fz nechaj\u00ed pojistit. Ov\u0161em to nen\u00ed zdaleka jedin\u00e9. Velmi obl\u00edben\u00e9, i kdy\u017e pon\u011bkud m\u00e9n\u011b zn\u00e1m\u00e9, je i poji\u0161t\u011bn\u00ed odpov\u011bdnosti za \u0161kodu americka-nebankovni-hypoteka.cz. Jist\u011b, mnoho z n\u00e1s zn\u00e1 to, kter\u00e9 se vztahuje k v\u00fdkonu povol\u00e1n\u00ed. Ale v\u00edte, \u017ee jej poji\u0161\u0165ovny b\u011b\u017en\u011b nab\u00edz\u00ed i pro odpov\u011bdnost z b\u011b\u017en\u00e9ho \u017eivota?  Samoz\u0159ejm\u011b reklamy n\u00e1m ukazuj\u00ed, jak n\u00e1s p\u0159ed t\u011bmito \u0161kodami chr\u00e1n\u00ed. To je v\u0161ak pom\u011brn\u011b zav\u00e1d\u011bj\u00edc\u00ed. Co ve skute\u010dnosti d\u011bl\u00e1 je, \u017ee pokud zp\u016fsob\u00edte n\u011bkomu \u0161kodu, jej\u00ed \u00fahrada p\u016fjde pr\u00e1v\u011b z tohoto poji\u0161t\u011bn\u00ed. A to se m\u016f\u017ee hodit. M\u00e1lokdo toti\u017e v\u00ed, \u017ee se vztahuje na v\u0161echny \u010dleny dom\u00e1cnosti, a to v\u010detn\u011b d\u011bt\u00ed a dom\u00e1c\u00edch zv\u00ed\u0159at. A v\u0161ichni v\u00edme, jak snadno mohou pr\u00e1v\u011b tito zp\u016fsobit n\u011bjakou nehodu \u2013 d\u00edt\u011b se v obchod\u011b rozb\u011bhne a p\u0159evrhne reg\u00e1l se zbo\u017e\u00edm, n\u00e1\u0161 pes se rozb\u011bhne, do n\u011bkoho vraz\u00ed a zran\u00ed ho \u010di mu po\u0161kod\u00ed oble\u010den\u00ed.  To v\u0161e se m\u016f\u017ee st\u00e1t velmi rychle, a je pochopiteln\u00e9, \u017ee po\u0161kozen\u00e1 osoba po n\u00e1s bude cht\u00edt zaplatit vzniklou \u0161kodu. Pokud v\u0161ak budeme m\u00edt toto poji\u0161t\u011bn\u00ed, budeme moci b\u00fdt v tomto ohledu v klidu \u2013 onu \u010d\u00e1stku zaplat\u00ed poji\u0161\u0165ovna. Samoz\u0159ejm\u011b je nutn\u00e9 po\u010d\u00edtat s t\u00edm, \u017ee ani toto opat\u0159en\u00ed nen\u00ed stoprocentn\u00ed. I zde jsou ur\u010dit\u00e9 v\u00fdluky, kdy poji\u0161\u0165ovna \u0161kodu hradit nebude. T\u00fdkaj\u00ed se obvykle toho, pokud ji zp\u016fsob\u00edte \u00famysln\u011b, av\u0161ak jsou zde i jin\u00e9. Ty se vyplat\u00ed p\u0159ed uzav\u0159en\u00edm a podpisem smlouvy \u0159\u00e1dn\u011b prostudovat, a\u0165 nejste nakonec nep\u0159\u00edjemn\u011b p\u0159ekvapeni. I tak je v\u0161ak jasn\u00e9, \u017ee se jedn\u00e1 o velmi u\u017eite\u010dn\u00e9 opat\u0159en\u00ed, kter\u00e9 n\u00e1m m\u016f\u017ee u\u0161et\u0159it spoustu starost\u00ed a finan\u010dn\u00edch probl\u00e9m\u016f. A to je to hlavn\u00ed, o co tady jde. Koneckonc\u016f, jen m\u00e1lokdo m\u00e1 pen\u011bz nazbyt a ona \u0161koda m\u016f\u017ee dos\u00e1hnout i velk\u00fdch v\u00fd\u0161ek. Je tedy rozhodn\u011b dobr\u00e9 se chr\u00e1nit.                                                                                                                                                                                                                                                                                                                                                                                          3.3\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Co v\u0161e je zahrnuto v poji\u0161t\u011bn\u00ed odpov\u011bdnosti za \u0161kodu","item":"https:\/\/www.plstav.cz\/co-vse-je-zahrnuto-v-pojisteni-odpovednosti-za-skodu\/#breadcrumbitem"}]}]